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Website : Guaranteedinvestments.com
 Looking for Safe Investments with the Potential of High Returns?
Investors who are risk adverse and conservative looking for secure types of investments can review the investment solutions made available at Guaranteedinvestments.com. Investment solutions are available that can also provide monthly or quarterly income to investors. Guaranteedinvestments.com and the professional advisors helps individuals choose from a wide variety of fixed or guaranteed investment options which can form a solid part of a well-balanced investment portfolio.
Understanding your Safe Investment Options
Many experienced Canadian investors understand that fixed income investments can form a core part of a well balanced investment portfolio. These types of investments provide safety of principal and in some cases regular interest income and the potential to generate capital gains in some cases if interest rates move lower. Individuals looking for safe investment with high returns must first understand that there are investments in the Canadian marketplace that can provide “safety” with returns that have the potential to be higher than fixed income investment options such as Guaranteed Investment Certificates (GICs), Bonds, Canada Savings Bonds, Mortgage Funds and other types of income funds.
Individuals who are looking to preserve their capital can consider investments such as Guaranteed Investment Funds (GIFs), Segregated Funds, Guaranteed Investment Certificates (GICs), Annuities and Insured Annuities and other types of similar investments which are also available at Guaranteedinvestments.com
 What is a Segregated Fund?
A segregated fund is an investment fund similar to a mutual fund that comes with additional features and benefits. The fund is held within an insurance contract and is offered by licensed insurance advisors and life insurance companies. “Segregated” means that your investment is separate from the general assets of the insurance company. In a segregated fund investment, the insurance contract states the type of insurance protection that is received. Within the contract, investment funds available are also typically identified. As well, other features and benefits are also disclosed along with the associated policies and fees associated with the investment and insurance contact.
Segregated Investment Funds are very similar to Mutual Funds in many aspects but provide you a number of additional benefits.
What is a Guaranteed Investment Fund (GIF)?
Guaranteed investment funds are also known as segregated funds. Therefore guaranteed investment funds have the same features and benefits as segregated funds in Canada.
Who can benefit from GIFs?
- Retirees
- People about to retire
- Business owners as investments in certain cases are creditor-proof
- Investors with a low risk tolerance
- Individuals looking for ways to reduce probate fees or death taxes
- Individuals who wish to not make their estate public as named beneficiaries in most cases remain confidential with insurance based investment contracts
Best Features of a Guaranteed Investment Fund:
Maturity and Death Benefit Guarantees: This means you would receive 75-100% of the investment back at maturity and/ or death, however deducting any withdrawals that were made based on the individual insurance contract.
Estate Planning Efficiencies: Upon death, the proceeds directed by the policy are paid directly to your named beneficiary avoiding the expense of probate.
Potential Creditor Protection: This is one of the most important concerns of every business owner whose personal assets might be exposed to creditors.
Individuals looking for preservation of capital (safety) can consider investments such as these mentioned above and may also visit Guaranteedinvestments.com for more information.
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